The Home Buyer Workshop is moderated by Thomas and Sally Cook, Realtors with RE/MAX Hallmark Realty Ltd. As of August 2003, the Thomas & Sally Cook Team was ranked #1 in Toronto, #4 in Ontario and #5 in Canada in the RE/MAX system (out of over 12,500 RE/MAX Realtors and #33 in the World out of over 83,000 RE/MAX agents in 43 countries.
The Home Buyer Workshop is moderated by Thomas and Sally Cook, Realtors with RE/MAX Hallmark Realty Ltd Brokerage. In 2007 Thomas and Sally placed #18 in Canada for RE/MAX. Their ranking internationally in 2007 for RE/MAX, out of over 112,000 agents worldwide, was #45!
They are joined by George Christopoulos, a mortgage specialist with TD Canada Trust, and a home inspector from Carson Dunlop & Associates Ltd., a highly respected Toronto home inspection firm.
This is your chance to learn inside tips from experts in their field, people who are "out in the trenches" every day.
You'll discover all the 'meat & potatoes' details about buying a house or condo such as...
- The important definitions that relate to home purchasing so that you're able to speak the language to all the parties involved (buyer agent, mortgage lender, lawyer, home inspector, etc)
- A complete explanation of Buyer Agency... what a Buyer Agent should be doing for you in the transaction, how they get paid, why some agents are NOT motivated to get you the best price and what one extremely important question you should ask BEFORE signing any buyer agency contract
- Learn the three critical reasons why you should avoid buying a home from the listing agent like the plague
- What happens at a Buyer Consultation and what the pitfalls are if your buyer agent does not take the time to have one with you
- The difference between how much you can afford to pay and how much you want to pay monthly for house or condo expenses. Don't get caught eating Kraft Dinner every night so that you can pay your monthly mortgage!
- The specific benefits of filling out a 'Wish List' before you start looking at houses or condominiums to help you focus on and decide what type of home suits your lifestyle best
- How to choose the proper home when you're out viewing properties with your buyer agent AND ways to determine how much to make your initial offer for
- Learn how to calculate 'Fair Market Value' and avoid overpaying even if you've fallen in love with the property
- What happens at a Mortgage Consultation... learn what your mortgage options are and how you can negotiate the absolute best rate
- Zero down payment options and how to create a down payment even if you haven't saved a penny so far
- Discover how to use free money from the Government to save thousands when you buy your first home. You'll even learn the tips and techniques to use to get actual cash back from the Federal Government and from the lender at the same time
- What does the home inspector do? Why can some of them be a major liability to you? What should you be doing while the home inspection is going on?
- Hear real life examples of how the offer presentation process really works... what conditions in your offer are different between a house and a condominium and what $$ deposit you need when you present your offer
- Find out what lawyers do during the real estate transaction and when you need to get one involved in the process
- Once your offer is accepted, what needs to happen next... when do you assemble your down payment and when and where are all the documents signed?
- You'll receive a detailed rundown of closing costs that you can expect to pay
- We will show you how to pay off your mortgage in just ten years without you making ANY lump sum payments whatsoever... our exclusive and trademarked Mortgage Terminator Program can save you between $80,000 and $140,000 of interest payments during the life of your mortgage and anyone can do it
The Home Buyer Knowledge Workshop is free, but some restrictions to attending DO apply. Plan to arrive about ten (10) minutes early to grab good seat! Bring a packed snack to enjoy during the break.
Please arrive early as latecomers will not be admitted.
Please be prepared to stay for the full 4 hours, as this workshop will prove to be invaluable in your home buying experience.
